# Plain Language Summary: H.J. RES. 191

This bill is Congress's way of saying "no" to a Department of Energy rule about loan guarantees for clean energy projects. Think of it like this: the Department of Energy created a new program that would help clean energy companies get government-backed loans to fund their projects, and this bill is attempting to cancel that program before it can take effect.

The Department of Energy's rule, which was officially published in May 2023, would have made it easier for solar, wind, battery, and other clean energy companies to borrow money by having the federal government guarantee those loans. If a company couldn't pay back the loan, the government would cover the debt. This is similar to how the government backs home mortgages through programs like FHA loans. If this bill passes, that entire loan guarantee program would be blocked and wouldn't be allowed to operate.

Who this affects depends on which side of the energy debate you're on. Clean energy companies and investors who were counting on these loans to fund new projects would lose access to this financing tool, potentially slowing down solar farms, wind turbines, battery storage facilities, and other green energy development. On the flip side, people who oppose government spending on clean energy initiatives would see this as preventing taxpayer money from being used to support these projects. For everyday Americans, the practical impact would likely be felt in energy prices and job creation in the clean energy sector, though the exact effects would depend on how much this loan program would have actually been used.

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Energy relating to "Loan Guarantees for Clean Energy Projects".