# Plain Language Summary: Responsible Path to Full Obamacare Repeal Act

This bill would completely eliminate the Affordable Care Act (commonly called Obamacare) and a related 2010 health care law. If passed, starting October 1, 2023, these laws would be wiped off the books entirely, and the healthcare system would revert to how it worked before these laws existed.

Here's what that means in practical terms: The health insurance protections and requirements created by these laws would disappear. This includes the mandate that most people have health insurance or pay a penalty, the requirement that insurance companies cover people with pre-existing conditions, the subsidies that help lower-income people afford insurance premiums, and the expansion of Medicaid that extended coverage to millions of additional people. Young adults would lose the ability to stay on their parents' insurance plans until age 26. Insurance companies would regain the ability to deny coverage or charge more based on someone's health history.

The bill is straightforward—it doesn't propose any replacement system or transition plan. It simply repeals the existing law and restores whatever health insurance rules were in place before 2010. This would be a significant change affecting tens of millions of Americans who currently have health insurance through the Affordable Care Act, either through the marketplace, Medicaid expansion, or employer plans that were modified by the law. People would need to understand how their current coverage might change and what options might be available to them under the previous system.

Responsible Path to Full Obamacare Repeal Act

Biggs, Andy

Responsible Path to Full Obamacare Repeal Act This bill repeals the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010, effective at the beginning of FY2024. Provisions of law amended by those acts are restored.