# Plain Language Summary: Returning SBA to Main Street Act of 2025

This bill requires the Small Business Administration (SBA) to move at least 30 percent of its headquarters staff out of the Washington, D.C. area to regional offices across the country within one year. The goal is to spread the agency's resources more widely and reduce costs. When employees are relocated, their pay will be adjusted based on the cost of living in their new location (which will typically be lower than D.C. area salaries), and they won't be allowed to work from home full-time anymore—they'll need to work in person at their new office location.

The bill also requires the SBA to cut its headquarters office space by at least 30 percent within two years. This is meant to save money on rent and facilities since fewer people will be working at the main office. The only employees who can't be forced to relocate are those with disabilities who have been approved to work from home as a reasonable accommodation under the Americans with Disabilities Act. Those employees will still count toward the 30 percent target, but they'll stay in place.

For small business owners and entrepreneurs, this could mean more SBA staff working in their regions, potentially leading to better in-person customer service and support at local SBA offices. However, the bill also strips away protections that employees might normally have—it overrides union agreements and labor laws, and it prevents employees from getting relocation assistance payments that they'd typically receive when transferred to a new city. The bill requires the SBA to report to Congress on how many employees are affected and provide ongoing data about staffing levels and remote work arrangements.