# Care for Military Kids Act of 2025: Plain Language Summary

This bill makes it easier for military families to keep their health insurance when they move to a new state because of military orders. Right now, when active duty service members and their families relocate, they sometimes lose Medicaid coverage or have to reapply in their new state, which can create gaps in healthcare. This bill fixes that problem by requiring states to automatically treat military families as residents of their new state for Medicaid purposes, so they don't lose coverage just because they moved.

The bill specifically helps three groups: active duty military members who are relocated to a new state, veterans who retired or left the military within the past year and moved, and their dependents who move with them. Starting January 1, 2028, these families will be treated as residents of their new state for Medicaid eligibility unless they specifically choose not to be. This means they can keep their health insurance without having to prove residency or go through a new application process. The bill also protects people waiting for specialized home and community-based services (like in-home care or assisted living support). If someone was on a waiting list for these services in their old state, they stay on that list in their new state, so they don't lose their spot.

The bill gives states until January 1, 2028 to make these changes to their Medicaid programs, and it provides $1 million per year for five years to help states implement these new rules. For military families, this means smoother transitions when they move, continuous healthcare coverage for their children and dependents, and no interruption in specialized care services they may depend on.