# Plain Language Summary: Health Care Fairness for Military Families Act of 2021

This bill makes it easier and cheaper for young adult children of military members to stay on their parents' military health insurance through TRICARE, which is the health care system for military families. Right now, young adults who age out of regular military dependent coverage can buy into a special program called TRICARE Young Adult, but there are restrictions on who qualifies and they have to pay a separate premium (an extra fee) just for themselves.

The bill removes one of the eligibility restrictions that currently limits who can join this program, making it available to more young adults. More importantly, it eliminates the separate premium that young adults have to pay. This means young adults would be covered under their parent's existing TRICARE plan without having to pay an additional fee on top of what their military parent already pays. This is significant because it removes a financial barrier that currently keeps some young adults from getting health insurance coverage.

The practical impact is straightforward: military families with adult children would save money on health care costs, and more young adults from military families would have access to affordable health insurance. This is particularly helpful for young adults who might be in school, starting their careers, or going through a transition period when they might not have employer-sponsored insurance yet. The bill essentially treats military families more fairly by not charging extra for young adult dependents the way the current system does.

Health Care Fairness for Military Families Act of 2021

Luria, Elaine G.

Health Care Fairness for Military Families Act of 2021 This bill modifies the extension of dependent coverage under TRICARE by allowing a dependent under the age of 26 to be covered without an additional premium. Additionally, the bill authorizes such coverage of dependents without a premium regardless of whether they are eligible to enroll in an employer sponsored plan.