This bill creates a coordinated national effort to fight scams across the federal government. Right now, at least 13 different federal agencies are working on scam prevention independently, without talking to each other much. The bill fixes this by having the FBI lead a working group that brings together agencies like the FTC, Consumer Financial Protection Bureau, Secret Service, and others to develop one unified strategy for combating scams. The strategy will include input from scam survivors, older adults, people with disabilities, law enforcement, banks, tech companies, and other organizations affected by fraud. The bill also tackles a major problem: there's no single way the government measures how many scams happen or how much money people lose. The strategy will work toward creating one government-wide estimate. Additionally, the bill requires the FBI, FTC, and Consumer Financial Protection Bureau to adopt a common definition of what counts as a "scam" so everyone is on the same page. This matters because scams are a huge problem—over 140 million Americans have lost money to fraud, with losses exceeding $12 billion in 2024 alone. Scammers are increasingly using AI and deepfakes to trick people, and older adults are particularly vulnerable. By coordinating efforts and sharing information between agencies, the government hopes to prevent scams more effectively, help victims recover, and catch criminals faster.