HR 7035 · 119th Congress

Credit Card Competition Act of 2026

This bill makes it easier for customers and businesses to use different credit card networks instead of being locked into just one or two. Right now, big credit card companies can force their cards to only work on specific payment networks—think Visa or Mastercard. This bill stops that practice for large banks and c…

Sponsor

Gooden, Lance (R-Texas)

Introduced

2026-01-13

Policy area

Finance and Financial Sector

Latest action

Referred to the House Committee on Financial Services.