HR 8318 · 119th Congress

Original Additional Credit FHA Pilot Program Authorization Act

This bill creates a pilot program that lets people with little or no credit history get FHA mortgages using additional credit information beyond traditional credit scores. Right now, the FHA uses standard credit scoring models that don't work well for people who don't have much borrowing history. This pilot program…

Sponsor

Green, Al (D-Texas)

Introduced

2026-04-16

Policy area

Finance and Financial Sector