Title: To amend the Social Security Act to provide retirement security to United States nationals who were unlawfully or wrongfully detained or held hostage abroad.

This Act may be cited as the   Retirement Security for American Hostages Act of 2025  .

Title II of the  Social Security Act  is amended by adding after section 234 ( 42 U.S.C. 434 ) the following new section:

For purposes of this section—

Subject to subparagraph (B), the term  qualifying month  means, in connection with an individual, any month—

beginning before, on, or after the date of enactment of this section, and

during which such individual was—

unlawfully or wrongfully detained abroad; or

held hostage abroad.

The term  qualifying month  does not include any month ending after the date on which such individual attains retirement age (as defined in section 216(l)).

The term  qualifying individual  means an individual who is—

a United States national unlawfully or wrongfully detained abroad, as determined under section 302 of the Robert Levinson Hostage Recovery and Hostage-Taking Accountability Act ( 22 U.S.C. 1741 ); or

a United States national taken hostage abroad, as determined pursuant to the findings of the Hostage Recovery Fusion Cell (as described in section 304 of the Robert Levinson Hostage Recovery and Hostage-Taking Accountability Act ( 22 U.S.C. 1741b )).

For purposes of determining entitlement to and the amount of any monthly benefit for any month, or entitlement to and the amount of any lump-sum death payment in the case of a death, payable under this title on the basis of the wages and self-employment income of any qualifying individual, such individual shall be deemed to have been paid during each qualifying month at an amount per month equal to  1/12  th  of the national average wage index (as defined in section 209(k)(1)) for the second calendar year preceding the calendar year in which such month occurs.

Paragraph (1) shall not be applicable in the case of any monthly benefit or lump-sum death payment if a larger such benefit or payment, as the case may be, would be payable without its application.

Not later than 1 year after the date of the enactment of this section, the Commissioner of Social Security shall promulgate such regulations as are necessary to carry out this section, including regulations establishing procedures for the application and certification requirements described in paragraph (2).

A qualifying month shall not be taken into account under this section with respect to an individual unless the individual (or any other individual entitled to any benefit or payment payable under this title on the basis of the wages and self-employment income of such individual) submits to the Commissioner of Social Security an application for benefits under this section that includes—

documentation of a determination made by a Federal agency that the individual satisfies the requirements under subsection (a)(2) with respect to a qualifying individual, including the period during which the individual was—

unlawfully or wrongfully detained abroad; or

held hostage abroad; and

such other information as the Commissioner may require.

Section 209(k)(1) of such Act ( 42 U.S.C. 409(k)(1) ) is amended—

by striking  and  before  230(b)(2)  the first time it appears; and

by inserting  and 235(b)(1),  after  1977), .

The amendments made by this section shall take effect on the date which is 24 months after the date of enactment of this Act.

Retirement Security for American Hostages Act of 2025

Coons, Christopher A.

Retirement Security for American Hostages Act of 2025This bill permits individuals held hostage or wrongfully detained abroad to collect Social Security benefits based on average national wages for months in which they were held hostage or detained.&nbsp;Specifically, for purposes of determining Social Security benefits based on an individual’s wages or self-employment income, the bill directs the Social Security Administration (SSA) to deem qualifying individuals to have been paid a monthly portion of the national average wage index for any month during which the individual was held hostage or unlawfully or wrongfully detained abroad. (The national average wage index is determined annually by the SSA.) Deemed wages must apply for any affected month before the individual reaches the statutory retirement age (generally between ages 65 and 67).&nbsp;A qualifying individual is a U.S. national (1) determined by the Department of State to have been unlawfully or wrongfully detained abroad, or (2) determined by the interagency Hostage Recovery Fusion Cell to have been taken hostage abroad.&nbsp;A qualifying individual or an individual entitled to benefits on the basis of a qualifying individual’s wages and income must apply to the SSA in order to receive deemed wages for affected months. These provisions do not apply if a larger benefit would be available without the application of deemed wages. &nbsp;