The BITCOIN Act of 2025 directs the U.S. government to create a Strategic Bitcoin Reserve—essentially a national stockpile of Bitcoin similar to gold reserves—and establish a program to purchase 1 million Bitcoin over five years. The Treasury Secretary would oversee a network of secure storage facilities spread across the country to hold and protect these Bitcoin holdings. The government would also consolidate any Bitcoin currently held by federal agencies (like those seized in criminal cases) into this central reserve. To pay for these purchases, the bill redirects money from the Federal Reserve's surplus earnings and adjusts how gold certificates work to generate funding. The law includes a 20-year minimum holding period, meaning the government cannot sell this Bitcoin for at least two decades. The bill also allows states to voluntarily store their own Bitcoin in segregated accounts within the reserve. Importantly, the legislation protects private citizens' rights to own and control their own Bitcoin without government interference.

BITCOIN Act of 2025

Lummis, Cynthia M.

Boosting Innovation, Technology, and Competitiveness through Optimized Investment Nationwide Act of 2025 or the BITCOIN Act of 2025This bill provides for the acquisition and storage of the cryptocurrency Bitcoin by the U.S. government.The Department of the Treasury must purchase one million Bitcoins over a five-year period and hold the Bitcoins in trust for the United States. The bill also allows for additional acquisitions through specified transfers, forfeitures, and gifts.&nbsp;All Bitcoins acquired by the United States and placed into the Strategic Bitcoin Reserve&nbsp;must be held for at least 20 years.&nbsp;At the end of this period and upon the recommendation of Treasury, a percentage of the holdings may be sold to reduce the national debt. The bill also establishes exceptions to this holding period for specified Bitcoin asset distributions and splits.The bill directs Treasury to establish a Strategic Bitcoin Reserve for the secure storage of U.S. Bitcoins. The reserve must be a decentralized network of secure facilities across the United States. Existing U.S.&nbsp;Bitcoin holdings must be transferred to the reserve.&nbsp;States may voluntarily store Bitcoin holdings in the reserve in segregated accounts.The bill also reduces the total amount of U.S. dollars Federal Reserve banks may hold in surplus and requires Federal Reserve banks to remit a certain amount of net earnings annually to the purchase of Bitcoins.The bill also allows the use of Treasury’s Exchange Stabilization Fund to carry out purchases made under this bill.