: Consumer Protection - As introduced, increases, from 30 to 45 days, the amount of time a person who purchases, subscribes to, or receives products, services, or membership in an organization by negotiating an unsolicited negotiable instrument has from the date of the first statement or bill for the purchase, subscription, service, product, or membership to cancel the services, subscription, or membership, or return the product. - Amends TCA Title 9 and Title 47.