# Plain Language Summary: Congressional Disapproval of Student Loan Waiver Rule

This is a resolution that Congress is using to reject a new rule created by the Department of Education about student loan waivers and modifications. Think of it as Congress saying "we don't approve of this rule the Education Department created, and we're using our power to block it." This is a special type of congressional action called a "disapproval resolution" that allows lawmakers to overturn regulations that federal agencies have put in place.

The rule being rejected deals with how the Department of Education handles waivers and modifications to federal student loans. While the specific details of what the Education Department's rule would have done aren't fully explained in this summary, the core issue is that some members of Congress disagree with how the department wants to handle student loan flexibility and are trying to stop it from taking effect. This could affect borrowers who were hoping to get relief through loan modifications or waivers, depending on what the original rule would have allowed.

If this resolution passes both the House and Senate, the Education Department's rule would be blocked and couldn't be used. This means whatever changes or new options the department was planning to offer for student loan waivers wouldn't happen. Borrowers would continue operating under whatever rules were in place before. The practical impact depends entirely on what specific loan relief options were in that original rule—whether it was about income-based repayment changes, forgiveness programs, or other modifications to how loans work.

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans".

Cassidy, Bill

 <p>This joint resolution nullifies the rule issued by the Department of Education on October 12, 2022, that suspends federal student loan payments and discharges debt.</p>