# Family Building FEHB Fairness Act

This bill makes changes to health insurance coverage for federal employees and retirees who want to build their families through fertility treatments, surrogacy, or adoption. Right now, the Federal Employees Health Benefits (FEHB) program—which covers millions of federal workers, retirees, and their families—doesn't consistently cover fertility services or the costs associated with surrogacy and adoption. This bill would require FEHB plans to cover these family-building options more uniformly across all available plans.

Specifically, the bill addresses gaps in coverage for things like in vitro fertilization (IVF), egg freezing, sperm freezing, and other fertility treatments that many private insurance plans now cover. It also aims to help federal employees pay for adoption expenses and surrogacy costs, which can run into tens of thousands of dollars. The goal is to level the playing field so that federal employees have the same access to family-building support that many private sector workers receive from their employers.

This matters most to federal employees and retirees who are struggling with infertility, same-sex couples wanting to have biological children, and families pursuing adoption or surrogacy. Without this coverage, these options remain financially out of reach for many people. The bill essentially says that if you work for the federal government, your health insurance should help you start or expand your family through these methods, just like it helps with other major life events and medical needs. It's about making sure federal workers aren't left behind as more employers recognize fertility and family-building support as an important part of comprehensive health coverage.