# Plain Language Summary: No Loan Forgiveness for Terrorists Act of 2025

This bill prevents people who have been designated as terrorists or who support terrorist organizations from having their federal student loans forgiven. Essentially, if someone is identified as a terrorist or has provided material support to a terrorist group, they would not be eligible for any of the federal student loan forgiveness programs that currently exist or might be created in the future.

The bill targets federal student loan forgiveness programs—whether they're existing programs like Public Service Loan Forgiveness (which forgives loans for people working in public service jobs) or any new forgiveness programs Congress might create. If you've been designated as a terrorist or provided material support to a terrorist organization by the federal government, you would be ineligible for these programs. This means you'd have to continue paying back your student loans even if you'd otherwise qualify for forgiveness based on your job, income level, or other circumstances.

The practical impact is fairly narrow since it only affects people who have been officially designated as terrorists or supporters of terrorist organizations by U.S. authorities. For the vast majority of student loan borrowers, this bill wouldn't change anything about their eligibility for forgiveness programs. However, for anyone in that category, it closes off any pathway to having their federal student loans forgiven, regardless of their current financial situation or employment.