# Plain Language Summary: 365-Day Contraceptive Supply Bill

This bill requires health insurance plans to let people get a full year's supply of contraceptives at one time instead of forcing them to refill their prescription every month or three months. Right now, many insurance plans limit how much birth control you can pick up in a single refill—typically one month's worth—which means you have to go back to the pharmacy repeatedly throughout the year. This new rule would change that for anyone with group health insurance (coverage through an employer) or individual health insurance plans.

The practical benefit is convenience and cost savings. Instead of making twelve trips to the pharmacy for monthly pills or visiting four times a year for quarterly supplies, you could get everything at once. This also helps people who live far from pharmacies, have busy schedules, or face transportation challenges. For some people, it might reduce out-of-pocket costs since they wouldn't pay copays multiple times per year. The bill applies to all FDA-approved contraceptive methods covered by insurance, including birth control pills, patches, rings, and other options.

Insurance companies would still be able to require you to use their preferred pharmacies or follow other standard insurance rules, but they couldn't artificially limit the quantity you receive in a single refill just to force more frequent trips. The goal is to make accessing contraception simpler and more practical for the millions of Americans who rely on insurance coverage for birth control.

A bill to amend title XXVII of the Public Health Service Act to require group health plans and health insurance issuers offering group or individual health insurance coverage to permit enrollees to obtain a 365-day supply of contraceptives.